Privacy Policy, Terms Of Us, Disclaimers, Disclosures

Who we are

Our website address is: This is Dime Savvy privacy policy, disclaimer, term of use disclosures. Please read carefully to understand how “we” are governed. How “we” handle and you use your information. Thanks for reading and understanding.

What personal data we collect and why we collect it


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms


If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Privacy Policy, Terms Of Us, Disclaimers, Disclosures

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Dime Savvy privacy policy, disclaimer, term of use disclosures. 

Per FTC directives, this website may be rewarded by companies refer through advertising, affiliate programs or otherwise. Any suggestions of third-party products, rates, or websites are subject to change without notice. Please do the applicable investigation before partaking in any third party offers.

Your privacy is especially important to us. Therefore, we have developed this Policy for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy.

  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will collect and use of personal information solely with the objective of fulfilling those purposes stipulated by us and for other similar purposes, unless we get the approval of the individual concerned or as required by law.
  • We will only keep personal information if necessary, for the success of those purposes.
  • We will collect personal data by lawful and fair means and, where applicable, with the understanding or permission of the individual concerned.
  • Personal information should be related to the purposes for which it is to be used, and, to the scope necessary for those purposes, should be truthful, thorough, and up to date.
  • We will safeguard personal info by sensible security precautions against loss or theft, as well as unlawful access, disclosure, copying, use or alteration.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.

We are dedicated to performing our business in agreement with these principles to ensure that the privacy of personal data is protected and preserved.

Privacy Policy, Terms Of Us, Disclaimers, Disclosures

Privacy Policy Web Site Terms and Conditions of Use

  1. Terms
    By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all related laws and procedures, and agree that you are accountable for conformity with any pertinent local laws. If you do not agree with any of these terms, you are barred from using or gain access to this site. The materials contained in this web site are covered by applicable copyright and trademark law.
  2. Use License
    a. Authorization is granted to provisionally download one copy of the materials
    (information or software) on’s web site for personal,
    non-commercial transitory viewing only. This is the grant of a license,
    not a transfer of title, and under this license you may not:
    I. modifies or copy the materials;
    ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    iii. attempt to decompile or reverse engineer any software enclosed on’s web site;
    iv. remove any copyright or other trademarked notations from the materials; or
    v. transfer the materials to another person or “mirror” the materials on any other server.
    b. This license shall automatically terminate if you infringe any of these limitations and may be terminated by at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
  3. Disclaimer
    a. The materials on’s web site is provided “as is”. makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchant ability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.
  4. Limitations
    In no event shall or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on’s Internet site, even if or a official representative has been informed verbally or in writing of the likelihood of such damage. Because some territories do not allow restrictions on inferred warranties, or limitations of responsibility for consequential or related damages, these constraints may not apply to you.
  5. Modifications and Errata
    The materials appearing on’s web site could include technical, typographical, or photographic errors. does not guarantee that any of the materials on its web site are correct, comprehensive, or recent. may make changes to the materials contained on its web site at any time without notice. does not, however, make any promise to renew the materials.
  6. Links has not evaluated all the sites linked to its Internet web site and is not answerable for the contents of any such linked site. The presence of any link does not indicate approval by of the site. Use of any such linked web site is at the user’s own risk.
  7. Site Terms of Use Revisions may modify these terms of use for its web site at any time without notice. By using this web site, you are in agreement to be constrained by the then present version of these Terms and Conditions of Use.
  8. Governing Law
    Any claim relating to’s web site shall be governed by the laws of the State of New York without regard to its conflict of law provisions.
  9. Use of Pictures
    You may use the pictures taken by Garnet of Dime Savvy if you provide a credit link back to and an e-mail notice or mention on a post that you have done so.
  10. Legal Age

You may not use the Services and may not accept the Terms if 1) you are not of legal age to procedure a binding agreement with Dime Savvy, or 2) you are a person striped from receiving the Services under the laws of the United States or other countries including the country in which you are resident or from which you use the Services.

Privacy Policy, Terms Of Us, Disclaimers, Disclosures

Privacy Policy General Terms and Conditions applicable to Use of a Web Site

Per FTC rules, this website may be paid by companies mentioned through advertising, affiliate programs or otherwise. Any mentions of third-party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers. Reward may influence how, where and in what order products or services appears.

Dime Savvy tries to find products and services that can assist readers invest money, save money, or make money. Dime Savvy also seeks to help readers gain better control of their finances. Dime Savvy does its best to evaluate each product and service before referring to.

Contact Info & Address

E-mail: growmoney AT dimesavvy DOT com (please DO NOT add me to your blast lists)

Mailing address: Dime Savvy Care/of Garnet Smith, 16 E 132ND ST, Apt 1A New York, NY 10037

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